Personal Finance: Conceptual representation of modern finance, featuring a classical bank building with columns, a piggy bank, stacked coins, a Bitcoin symbol, and graphics symbolizing cryptocurrencies and financial technology.

Personal Finance

  • The Best-Kept Secret of Economics: How Money is Created

    The Best-Kept Secret of Economics: How Money is Created


    In the modern financial system, money is not a neutral asset but a debt from the moment it is created. Banks generate money through credit, yet they never issue the funds needed to pay the interest, forcing a perpetual expansion of debt. This model, combined with inflation and the Cantillon Effect, concentrates wealth among those…

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  • Inflation, Taxes, and Fees: The Predators of Your Money

    Inflation, Taxes, and Fees: The Predators of Your Money


    Inflation, taxes, and commissions: three silent forces that can eat away at your money if you’re not prepared. This article delves into how these threats affect your personal finances, from rising prices to tax deductions and hidden fees. Discover key strategies to safeguard your wealth and take control of your finances against these economic predators.

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  • Investor psychology: control your emotions in the financial markets

    Investor psychology: control your emotions in the financial markets


    Did you know that our emotions are the main saboteurs of our financial decisions? In this article, you’ll discover how to control fear, greed, and other psychological biases to become a smart and resilient investor. We will explore practical strategies to stay calm in volatile markets and master investor psychology. From the 2008 housing bubble…

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  • Cryptocurrencies and blockchain explained in a simple and clear manner

    Cryptocurrencies and blockchain explained in a simple and clear manner


    Cryptocurrencies and blockchain explained in a simple and clear manner Billion-dollar pizzas: the transaction that started the Bitcoin revolution In the spring of 2010, when the world was still unaware of the potential of cryptocurrencies, a Florida programmer named Laszlo Hanyecz decided to conduct a bold experiment. On the Bitcointalk forums, he proposed exchanging 10,000…

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  • How technology has transformed your finances: from the abacus to the best tools of 2025

    How technology has transformed your finances: from the abacus to the best tools of 2025


    Discover the best tech tools to optimize your personal finances in 2025. From digital wallets to smart home devices, learn how technology can help you save, invest, and manage your money effectively. Start transforming your financial future today!

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